The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Lifetime of Earnings Estimate how much you have the potential to earn during your working years. What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA. The Cost of Procrastination Don't let procrastination keep you from pursuing your financial dreams and goals.