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How Will Your Spending Change in Retirement?Â
One of the most important (and most overlooked) parts of retirement planning is this:
Your spending will change—sometimes dramatically—throughout retirement.

KevinGuarino
May 193 min read
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How to Plan for the Financial Impact of a Late-in-Life Marriage or Divorce
Late-in-life marriage or divorce can have a surprisingly significant financial impact.

KevinGuarino
Mar 243 min read
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Top 5 Most Beneficial Financial Resolutions for the New Year
Kickstart 2025 with these top 5 financial resolutions. Refine your plan, reduce debt, build savings, and align spending with your goals.

KevinGuarino
Jan 163 min read
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Understanding RMDs: The Basics
Learn how Required Minimum Distributions (RMDs) impact taxes and explore strategies like Roth conversions and QCDs to reduce liabilities.

KevinGuarino
Dec 12, 20243 min read
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Are you Diversifying your Bonds?
Explore the complexities of bond investing with insights on diversification, interest rate risks, and Fed rate hikes.

KevinGuarino
Sep 25, 20244 min read
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5 Financial Goals to Hit by 60: A Blueprint for Securing Your Future
Approaching 60? Ensure financial stability with these 5 crucial goals. From retirement planning to securing assets, prepare now.

KevinGuarino
Aug 22, 20244 min read
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Is 50 Too Late to Plan for Retirement?
the question remains: "Is 50 too late to plan for retirement?" Absolutely not. Let's dive into effective strategies for those catching up.

KevinGuarino
May 17, 20242 min read
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Retirement Withdrawals during a Downturn? 3 ways to protect your assets.
With the ever-present threat of a down market, it's crucial to adopt strategies that safeguard against the risk of overdrawing

KevinGuarino
Apr 30, 20243 min read
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Estate Planning for Retirees: Ensuring your Legacy
There are numerous tools and strategies available to ensure your estate is appropriately managed:Â
Wills: This basic estate planning docume

KevinGuarino
Apr 10, 20243 min read
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Can I Retire Early?
"Can I retire early?" This is a question that echoes in the mind of many of us who desire to escape the daily grind earlier than usual.

DanielKelley
Mar 29, 20242 min read
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Downsizing or Relocating in Retirement: A Comprehensive Guide
Choosing to downsize or move in retirement is a big decision that can affect both your finances and way of life.

KevinGuarino
Mar 7, 20244 min read
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The Balancing Act: Navigating Through Inflation and Deflation
In the complex world of economics, two phenomena stand out for their pervasive impact on our lives: inflation and deflation.

KevinGuarino
Feb 20, 20243 min read
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The Safest and Earliest Time to Stop Saving for Retirement
Embarking on the journey to retirement is not just about reaching a destination; it's about understanding the roadmap

KevinGuarino
Feb 7, 20244 min read
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Is the Real Estate Market Stuck in a Low-Sale Limbo?
It's January 2024, and the real estate landscape is unlike anything we've seen before.

KevinGuarino
Jan 25, 20243 min read
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Decoding Financial "Rules of Thumb"
We've all heard those financial "rules of thumb" that are supposed to guide us through life's money decisions. But let's be real: life isn't

KevinGuarino
Dec 6, 20232 min read
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